Buying A New Home? The Essential House Buyers Checklist

Did you know that nearly 65% of millennials in the United States regret buying the home that they currently live in?

With a competitive housing market, options are limited and people are having to make quick choices when purchasing a home.

If you want to get the home you have always dreamt of, there are a couple of tips about buying a house to follow.

Continue reading to discover the most important elements of a house buyer’s checklist that will help get you into your new home!

Know What You Want

The first step on the house buyer’s checklist is to identify what you want and need in a home.

Knowing what you want before looking at houses can help you save time and stick within your budget. Set a realistic budget and write down the number of rooms and the types of amenities you need. Taking time to write these things out will also be beneficial when working with an agent so that they can find the best homes.

View Houses

The next step in the house buyer’s guide is to start viewing homes.

Most homes on the market include pictures online, some of them also have video tours and 3D walk-throughs. If you are serious about home and live nearby, however, you should visit the house in person. You should look at several houses before deciding to see all of your options.

Make an Offer

It is a good idea to get pre-approved for homes before you make an offer.

Depending on the quality of the home and your budget, you can have your agent contact the seller’s agent and place an offer. The offer should be close to the asking price and fair.

After you have made your offer you will want to get the home appraised by a professional. You will then have the opportunity to have a home inspector walk through the place to find any damage and ensure that you aren’t overpaying for the home.

Finalize the Purchase

There are many legalities of buying a house and you should expect to go back and forth with the seller’s agent.

Many people recommend working with a real estate law firm when finalizing your purchase. This is because they will be able to help review contracts and ensure that the sale is legitimate.

The seller and you will have to agree on closing date to solidify the arrangements. On the closing day, the property will be transferred to your name and you will transfer funds. This process also changes the mortgage over to you and you get the keys!

Follow the House Buyer’s Checklist

A house buyer’s checklist helps keep you on track with finding a new home and can help relieve stress.

There are many things to consider when moving to a new home, which can make the process overwhelming. Once you have an idea of the home you are looking for you can meet with a realtor and start viewing homes.

It is best to be ahead of the game and get pre-approved so that you don’t lose a home. With a competitive housing market, many homes are getting bought quickly, leaving little time to finalize the purchase.

Be sure to check out our blog for more articles about how to buy a house and prepare for your upcoming move!

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