Starting college is an exciting time, but it’s also a time when you have to start taking care of yourself in new ways. From student loans, exams, choosing a career, and more, there are a few things every college student should have.
Here are five things to not forget when you start college:
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Get Health Insurance
If you’re going to be away from home, you’ll need your own health insurance. Check with your parent’s insurance company to see if they offer a policy for students who are away from school. If not, many private companies offer student health insurance plans. Be sure to shop around and compare rates before you decide on a plan, and focus on using companies that utilize insurance predictive analytics.
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Get a Student Loan
You’ll need to take out a student loan to pay for your education. Be sure to research the different types of loans available and compare interest rates before you decide on a lender. Federal student loans usually have lower interest rates than private loans, so if you’re eligible, it’s a good idea to go with a federal loan.
Make sure you understand the terms of the loan. This includes the interest rate, repayment schedule, and any fees associated with the loan. It’s also important to know whether the loan is federal or private. Federal loans usually have more favorable terms than private loans, so it’s worth considering all your options before taking out a loan.
Taking out student loans can be a daunting task, but it doesn’t have to be. By doing your research and understanding the terms of your loan, you can make sure you’re getting the best deal possible. And by staying on top of your payments, you can avoid any potential problems down the road.
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Get a Job
Working while you’re in college can help you cover expenses and get valuable experience in your field of interest. Many colleges have job listing databases that students can search, or you can look for jobs on your own. Once you find a job you’re interested in, be sure to apply early and follow up with the employer until you hear back.
There are a variety of different jobs available to college students. Whether you’re looking for a part-time job to help pay for tuition or a full-time job to start your career, there are options available. Many colleges have job boards where students can find postings for on-campus jobs. These jobs can be in a variety of departments, such as dining services, the library, and campus security. Off-campus jobs are also available, though they may be more difficult to find. These jobs can be in retail stores, restaurants, or other businesses in the surrounding community. There are also many internship opportunities available to college students. These internships can provide valuable experience in your desired field and may even lead to a full-time job.
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Get Organized
One of the best ways to stay on top of your studies is to get organized. Buy a planner and use it to keep track of assignments, exams, and social events. You can also use online tools like Google Calendar to help you stay organized. Once you have a system in place, be sure to stick to it.
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Get Involved
The college experience isn’t all about academics—it’s also about getting involved in your community. There are many ways to get involved on campus, from joining student organizations to volunteering for local nonprofits. Getting involved in your community can help you make friends, learn new skills, and feel more connected to your school.
Starting college can be a big adjustment, but if you focus on taking care of yourself, you’ll be on your way to a successful college experience. Be sure to get health insurance, take out a student loan, get a job, get organized, and get involved in your community. With these five things taken care of, you’ll be well on your way to success in college.
